Terms of Service

1. Acceptance of Terms

By accessing and using Hubbiz Ng ("the Platform"), you accept and agree to be bound by the terms and provision of this agreement.

Additionally, when using these particular services, you shall be subject to any posted guidelines or rules applicable to such services. Any participation in this service will constitute acceptance of this agreement.

2. User Accounts

2.1 Account Creation

To access certain features of the Platform, you must register for an account. You agree to:

• Provide accurate, current, and complete information during the registration process
• Maintain and promptly update your account information
• Maintain the security of your password and accept all risks of unauthorized access
• Notify us immediately if you discover or suspect any security breaches related to the Platform

2.2 Account Types

We offer different account types:

• Regular Users: Can search for businesses, save favorites, and leave reviews
• Business Owners: Can create and manage business listings, respond to reviews
• Administrators: Platform administrators with moderation privileges

3. Business Listings

3.1 Listing Requirements

Business owners agree to:

• Provide accurate and truthful information about their business
• Maintain up-to-date contact information and business details
• Only list businesses they legally own or are authorized to represent
• Not list prohibited businesses or services

3.2 Content Guidelines

All business listings must comply with our content guidelines:

• No false, misleading, or deceptive information
• No offensive, discriminatory, or inappropriate content
• No intellectual property infringement
• No spam or duplicate listings

3.3 Verification

We reserve the right to verify business information and may request documentation to confirm business ownership and details.

4. User Conduct

You agree not to use the Platform to:

• Violate any laws or regulations
• Infringe upon the rights of others
• Submit false or misleading information
• Distribute malware or harmful code
• Spam other users or engage in unauthorized advertising
• Harass, abuse, or harm another person
• Impersonate any person or entity

5. Payments and Fees

5.1 Subscription Plans

We offer various subscription plans for business listings. Fees are clearly displayed before purchase.

5.2 Payment Processing

All payments are processed through secure third-party payment processors. We do not store your payment card details.

5.3 Refunds

Subscription fees are generally non-refundable. Refund requests will be considered on a case-by-case basis.

5.4 Tax Responsibility

You are responsible for paying all taxes associated with your use of the Platform.

6. Intellectual Property

6.1 Platform Content

All content on the Platform, excluding user-generated content, is owned by Hubbiz Ng and protected by intellectual property laws.

6.2 User Content

You retain ownership of the content you submit to the Platform. By submitting content, you grant us a worldwide, non-exclusive license to use, display, and distribute your content on the Platform.

6.3 Trademarks

All trademarks, service marks, and trade names are proprietary to Hubbiz Ng or other respective owners.

7. Termination

We may terminate or suspend your account and access to the Platform at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties, or for any other reason.

8. Disclaimer

The Platform is provided "as is" and "as available" without any warranties of any kind. We do not guarantee the accuracy, completeness, or usefulness of any information on the Platform.

We are not responsible for the conduct of any user or business listed on the Platform.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Hubbiz Ng shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the Platform.

10. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of significant changes via email or platform notifications. Continued use of the Platform after changes constitutes acceptance of the new terms.

11. Contact Information

If you have any questions about these Terms of Service, please contact us: